Mariano?s REWARDS World Elite Mastercard^®Cardmembers
Earn Cash Back with every eligible purchase¹

up to
5% Cash back

on mobile wallet and Kroger Pay transactions²

3% Cash back

on dining and fuel for the first $6,000, then 1% thereafter.

2% Cash back

Inside of our Stores

1% Cash back

Outside of our Stores

No annual fee view terms and conditions.
Earn Cash Back with every eligible net purchase¹

Calculate how quickly you earn CASH BACK!*

Enter what you spend monthly:

*Chart represents example only

¹ Subject to credit approval. Cash Back rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Rewards expire after 36 months. Rewards are only available for redemption if your Account is open and in good standing (not past due or overlimit). Purchases qualify for cash back based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Rewards can be redeemed via Real-Time Rewards when you make an eligible purchase of $10 or more at Kroger Family of Companies or via statement credit when you have earned a minimum of 1,000 Rewards Points (worth $10). Rewards can be redeemed via Kroger Family of Companies Gift Cards when you have earned a minimum of 2,500 Rewards Points (worth $25). Upon approval, see your Cardmember Agreement for details.

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² Kroger Pay non-fuel transactions earn 5% cash back on the first $3,000 in purchases each calendar year and 2% on amounts above that. Kroger Pay transactions at Fuel Centers, combined with any dining and other fuel station transactions, earn 3% on the first $6,000 spent each calendar year and 1% on amounts above that. Mobile wallet transactions (excluding Kroger Pay) earn 5% on the first $3,000 in purchases each calendar year and 1% on amounts above that, regardless of where the transaction was made, including Kroger Family of Companies locations. "Mobile wallet" is defined as the method of paying for transactions using Apple Pay®, Samsung Pay, Google Pay™, or Garmin Pay™. If a Kroger Pay or Mobile Wallet transaction might also qualify as a rewards category transaction, then the card issuer has sole discretion on how to categorize the transaction. "Calendar Year" is defined as the period of time starting with your January statement (which may include transactions made in December) and running through your December statement (which may not include all transactions made in December).

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Mariano?s REWARDS World Elite Mastercard®Cardmembers Earn Cash Back with every eligible purchase1

Calculate how quickly you earn CASH BACK!*

Mariano?s REWARDS World Elite Mastercard^®Cardmembers
Earn Cash Back with every eligible purchase¹